Terms of Service 

Effective Date: January 5, 2026
Last Updated: January 5, 2026

Agreement to Terms

Welcome to MuminMed.com. These Terms of Service (“Terms,” “Terms of Service,” “Agreement”) govern your access to and use of the MuminMed website located at www.muminmed.com (the “Website,” “Site,” “Service”) operated by Abdul-Muumin Wedraogo (“we,” “us,” “our,” “MuminMed”).

By accessing or using MuminMed.com, you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of these terms, you do not have permission to access or use the Website.

Table of Contents

1. Acceptance of Terms

Your Agreement

By accessing, browsing, or using MuminMed.com, you acknowledge that you have read, understood, and agree to be bound by:

✅ These Terms of Service
✅ Our Privacy Policy
✅ Our Affiliate Disclosure
✅ Our Cookie Policy

Our Disclaimer
✅ Any additional terms posted on specific pages or features

Modifications to Terms

We reserve the right to modify, update, or change these Terms at any time. When we make changes:

• The “Last Updated” date at the top will be revised
• Material changes will be communicated through a website notice or email
• Continued use of the Website after changes constitutes acceptance of the modified Terms

Your responsibility: Review these Terms periodically to stay informed of updates.

Additional Agreements

Certain features, services, or promotions may be subject to additional terms and conditions. Those additional terms are incorporated by reference into these Terms of Service.

2. Description of Service

What MuminMed Provides

MuminMed.com is an informational and educational blog focused on nursing lifestyle, wellness, career development, and related topics for healthcare professionals. Our services include:

📚 Educational Content

• Blog articles and guides on nursing topics
• Lifestyle advice for healthcare workers
• Wellness and self-care resources
• Career development information
• Product recommendations and reviews

💬 Community Features

• Comment sections for user engagement
• Newsletter subscriptions
• Social media integration
• Contact and inquiry forms

📧 Email Communications

• Weekly/monthly newsletters
• Updates on new content
• Exclusive subscriber resources
• Responses to inquiries

🔗 Affiliate Links

• Product recommendations with affiliate relationships
• Links to third-party retailers and services
• Advertising content

Service Availability

No Guarantees:
While we strive to maintain continuous availability, we do not guarantee that:

• The Website will be available 24/7 without interruption
• The Website will be error-free or bug-free
• Defects will be corrected immediately
• The Website will meet your specific requirements

Maintenance and Updates:
We reserve the right to:

• Modify or discontinue any feature without notice
• Perform scheduled or emergency maintenance
• Update content, design, or functionality
• Temporarily suspend service for improvements

3. Eligibility and User Requirements

Age Requirements

Minimum Age:
You must be at least 18 years old to use MuminMed.com. By using this Website, you represent and warrant that you are 18 years of age or older.

Parental Consent:
If you are between 13 and 17 years old, you may only use this Website with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

Children Under 13:
This Website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under the age of 13. If you are under 13, please do not use this Website or provide any personal information.

Account Requirements (if applicable)

If account creation becomes available:

Accurate Information:
You must provide accurate, current, and complete information during registration.

Account Security:
You are responsible for:

• Maintaining the confidentiality of your password
• All activities that occur under your account
• Notifying us immediately of unauthorized access
• Not sharing your account credentials with others

Account Termination:
We reserve the right to suspend or terminate accounts that violate these Terms.

Geographic Restrictions

International Access:
While MuminMed.com is operated from Ghana and accessible internationally, certain features, products, or services may not be available in all countries or jurisdictions.

Compliance:
You are responsible for complying with local laws and regulations in your jurisdiction when accessing or using this Website.

4. Intellectual Property Rights

Our Ownership

Copyright Protection:
All content on MuminMed.com is protected by copyright, trademark, and other intellectual property laws. This includes:

• Original articles and blog posts
• Images, graphics, and photographs
• Videos and multimedia content
• Website design and layout
• Logos, brand names, and trademarks
• Code, software, and technical elements
• Compilations and arrangements of content

Copyright Notice:
© 2026 MuminMed.com. All rights reserved.

Trademark:
“MuminMed” and associated logos are trademarks of Abdul-Muumin Wedraogo. Unauthorized use is prohibited.

Your Limited License

Permission Granted:
We grant you a limited, non-exclusive, non-transferable, revocable license to:

✅ Access and view Website content for personal, non-commercial use
✅ Print individual pages for personal reference
✅ Share links to our content on social media
✅ Quote brief excerpts with proper attribution (see Fair Use below)

Restrictions:
You may NOT:

❌ Copy, reproduce, or republish substantial portions of our content
❌ Modify, adapt, or create derivative works
❌ Distribute, sell, or commercially exploit our content
❌ Frame or embed our content on other websites without permission
❌ Remove copyright notices or attributions
❌ Use automated tools to scrape or download content
❌ Claim our content as your own
❌ Use our content for AI training without permission

Fair Use and Quotations

Acceptable Use:
You may quote brief excerpts (typically 100-200 words) from our content if you:

1. Provide clear attribution to MuminMed.com
2. Include a link back to the original article
3. Use quotation marks for direct quotes
4. Do not reproduce entire articles or substantial portions
5. Use quotes for purposes of commentary, criticism, or education

Example Proper Attribution:

“As Abdul-Muumin Wedraogo explains on MuminMed.com, ‘nurses need adequate rest to maintain both physical and mental health throughout their careers.'”

Third-Party Content

Some content on MuminMed.com may be owned by third parties:

• Stock photographs and images (properly licensed)
• Embedded videos from YouTube, Vimeo, etc.
• Social media posts and content
• Guest contributions (if applicable)

These materials remain the property of their respective owners and may be subject to separate terms.

User-Generated Content License

When you submit content to MuminMed (comments, testimonials, submissions):

You grant us:
A worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to:

• Use, reproduce, modify, and display your content
• Publish your content on the Website
• Create derivative works based on your content
• Distribute and sublicense your content

You retain:
Ownership of your content and any underlying intellectual property rights.

You represent that:
You own or have permission to use the content you submit, and that it doesn’t violate any third-party rights.

DMCA Compliance

Copyright Infringement:
We respect intellectual property rights and comply with the Digital Millennium Copyright Act (DMCA).

If you believe content on MuminMed infringes your copyright:

Contact our DMCA Agent:
📧 Email: dmca@muminmed.com
📝 Subject: “DMCA Takedown Notice.”

Include in your notice:

1. Identification of the copyrighted work
2. Identification of the infringing material (URL)
3. Your contact information
4. Statement of good faith belief
5. Statement of accuracy under penalty of perjury
6. Physical or electronic signature

Counter-Notification:
If your content was removed due to a DMCA claim, you may file a counter-notification if you believe the removal was erroneous.

5. User Content and Conduct

Comment Policy

What You Can Post:

✅ Relevant, constructive comments related to the article
✅ Personal experiences and perspectives as a nurse
✅ Questions and discussions that add value
✅ Respectful disagreement or different viewpoints
✅ Helpful resources and recommendations

What You Cannot Post:

❌ Spam, promotional content, or advertisements
❌ Offensive, abusive, or harassing language
❌ Personal attacks or insults toward others
❌ Protected health information (PHI) or patient details
❌ False, misleading, or defamatory statements
❌ Copyrighted material without permission
❌ Private information about yourself or others
❌ Links to malicious or inappropriate websites
❌ Content that violates any laws or regulations

Content Moderation

Our Rights:
We reserve the right to:

• Monitor, review, and moderate all user-generated content
• Edit or remove comments at our sole discretion
• Ban users who repeatedly violate our policies
• Close comments on specific posts
• Use automated spam filters

No Obligation:
We are not obligated to monitor content, but reserve the right to do so.

No Endorsement:
User comments do not represent the views of MuminMed or Abdul-Muumin Wedraogo. We do not endorse user-generated content.

Community Standards

Respectful Discourse:
We encourage healthy debate and diverse perspectives, but require:

• Respectful communication
• Professional tone appropriate for healthcare workers
• Constructive criticism without personal attacks
• Empathy and understanding for different experiences

Reporting Violations:
If you see content that violates these Terms, report it to: contact@muminmed.com.

6. Prohibited Uses

You Agree NOT to Use MuminMed.com for:

❌ Illegal Activities

• Violating any local, state, national, or international laws
• Infringing intellectual property rights
• Transmitting illegal or unauthorized material
• Engaging in fraudulent activities

❌ Harmful Conduct

• Harassing, threatening, or intimidating others
• Impersonating any person or entity
• Posting false or misleading information
• Sharing malware, viruses, or harmful code
• Attempting to gain unauthorized access to systems

❌ Commercial Exploitation

• Using content for commercial purposes without permission
• Scraping or automated data collection
• Framing or embedding our content commercially
• Reselling or redistributing our content

❌ System Interference

• Disrupting or interfering with Website functionality
• Imposing unreasonable loads on our infrastructure
• Bypassing security measures
• Reverse engineering our Website code

❌ Privacy Violations

• Collecting personal information about other users
• Sharing others’ private information without consent
• Violating patient confidentiality (HIPAA violations)
• Stalking or harassing other users

❌ Deceptive Practices

• Creating fake accounts or identities
• Manipulating comments or engagement
• Posting fake reviews or testimonials
• Misleading others about affiliations

Consequences of Prohibited Use

Violation of these Terms may result in:

⚠️ Warning notification
⚠️ Comment removal or editing
⚠️ Temporary suspension from commenting
⚠️ Permanent ban from the Website
⚠️ Legal action for serious violations
⚠️ Cooperation with law enforcement when necessary

7. Medical and Professional Disclaimers

No Healthcare Provider Relationship

IMPORTANT: MuminMed.com does NOT create a healthcare provider-patient relationship.

We provide:

• General educational information
• Personal experiences and perspectives
• Lifestyle and wellness advice
• Career guidance for nursing professionals

We do NOT provide:

• Medical diagnosis or treatment
• Personalized medical advice
• Emergency healthcare services
• Nursing care or clinical services
• Legal or financial advice specific to your situation

Educational Purpose Only

All content is for informational and educational purposes only.

The information on MuminMed.com:

⚠️ Should NOT replace professional medical advice
⚠️ Should NOT be used for self-diagnosis or self-treatment
⚠️ May NOT apply to your specific situation
⚠️ May become outdated as medical knowledge evolves
⚠️ Represents personal perspectives, not medical guidelines

Consult Healthcare Professionals

Always consult qualified healthcare professionals for:

• Medical concerns or symptoms
• Diagnosis and treatment decisions
• Medication questions
• Mental health issues
• Emergency situations
• Specific medical advice

In emergencies:
🚨 Call emergency services (911 in the US, 112 in the EU, 193 in Ghana)
🚨 Go to the nearest emergency room
🚨 Contact your healthcare provider immediately

Professional Credentials Disclaimer

While Abdul-Muumin Wedraogo is a licensed Registered Nurse (RN) with the Ghana Health Service:

This does NOT mean:

• Content constitutes professional nursing practice
• You are receiving individual nursing care
• Recommendations replace clinical judgment
• Information applies universally to all nursing contexts

Nursing practice varies by:

• Country and jurisdiction
• Healthcare setting
• Scope of practice regulations
• Individual patient circumstances

Product Recommendations

Product and service recommendations are:

• Based on research and personal experience
• General suggestions, not prescriptions
• Subject to individual suitability
• No guarantees of results or effectiveness

You should:

• Research products independently
• Consult healthcare providers about health-related products
• Read product labels and instructions
• Consider your individual needs and circumstances
• Be aware of potential allergies or contraindications

Career and Employment Advice

Career guidance provided is:

• General advice based on personal experience
• Not specific to your employment situation
• Not legal counsel regarding employment matters
• Subject to variation by location and employer

For specific situations:

• Consult employment lawyers for legal issues
• Review your employer’s policies and procedures
• Seek guidance from human resources
• Contact professional nursing associations

Financial Disclaimer

Financial information or recommendations:

• They are educational only, not financial advice
• Should not be considered investment guidance
• May not apply to your financial situation
• Should be verified with financial advisors

We are not:

• Financial advisors
• Investment professionals
• Tax experts
• Certified financial planners

Accuracy Disclaimer

While we strive for accuracy:

⚠️ Information may contain errors or omissions
⚠️ Content may become outdated
⚠️ Medical knowledge evolves continuously
⚠️ Individual experiences vary
⚠️ We cannot verify all third-party information

Your responsibility:

• Verify important information independently
• Seek professional advice for important decisions
• Use critical thinking when applying information
• Report errors or concerns to us

8. Affiliate Relationships and Advertising

Affiliate Disclosure

MuminMed.com participates in affiliate marketing programs.

This means:

💰 We may earn commissions when you purchase through our links
💰 These commissions support the Website’s operation
💰 You pay the same price (or sometimes less with our discounts)
💰 Affiliate status doesn’t compromise our recommendations

Full details: See our comprehensive Affiliate Disclosure page.

Advertising

We display advertisements on MuminMed.com through:

• Google AdSense
• Other advertising networks
• Sponsored content (clearly labeled)
• Affiliate product promotions

Important:

⚠️ Ads are sometimes personalized based on your interests
⚠️ We don’t control all ad content (third-party networks)
⚠️ Ad appearance doesn’t constitute endorsement
⚠️ Report inappropriate ads to: contact@muminmed.com

Sponsored Content

If we publish sponsored content:

✅ It will be clearly labeled as “Sponsored,” “Paid Partnership,” or similar
✅ We maintain editorial control and honest opinions
✅ We only partner with brands aligned with our values
✅ Sponsorship doesn’t guarantee positive reviews

Current status: We currently do not accept sponsored posts, but this may change.

Your Purchases

When you purchase through affiliate links:

• The transaction is between you and the merchant
• We are not responsible for product quality, delivery, or customer service
• Merchant’s terms and conditions apply
• Returns, refunds, and warranties are handled by the merchant
• We cannot resolve merchant disputes

Issues with purchases?
Contact the merchant directly or your payment provider.

9. Third-Party Links and Services

External Links

MuminMed.com contains links to third-party websites and services, including:

• Resource recommendations
• Reference materials
• Affiliate partners
• Social media platforms
• Professional organizations
• Healthcare resources
• Educational institutions

No Responsibility for Third Parties

We are NOT responsible for:

❌ Content on external websites
❌ Privacy practices of third parties
❌ Accuracy of third-party information
❌ Products or services from external sites
❌ Business practices of linked sites
❌ Security of third-party websites

Your Responsibility

When you click external links:

⚠️ You leave MuminMed.com, and our Terms no longer apply
⚠️ Review the privacy policies of external sites
⚠️ Understand their terms of service
⚠️ Exercise caution with personal information
⚠️ Use good judgment about site credibility

Third-Party Services We Use

We integrate various third-party services:

• Google Analytics (website analytics)
• Google AdSense (advertising)
• Email service providers (newsletter management)
• Social media platforms (sharing and embedding)
• Content delivery networks (performance)
• Hosting providers (infrastructure)

Each service has its own terms and privacy policy.

Social Media

When you interact with our social media:

• Social platform terms apply
• We don’t control social media platforms
• Social media content may differ from Website content
• Privacy policies of platforms govern data collection

10. Limitation of Liability

Disclaimer of Warranties

MuminMed.com is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied, including but not limited to:

❌ Warranties of merchantability
❌ Warranties of fitness for a particular purpose
❌ Warranties of non-infringement
❌ Warranties that the Website will be error-free
❌ Warranties that defects will be corrected
❌ Warranties regarding accuracy or completeness of content

No Liability for Damages

To the fullest extent permitted by law, MuminMed.com and Abdul-Muumin Wedraogo shall NOT be liable for any:

Direct Damages:

• Loss of data
• Loss of profits
• Service interruptions
• Access issues

Indirect Damages:

• Consequential damages
• Incidental damages
• Punitive damages
• Special damages

Arising from:

• Use or inability to use the Website
• Reliance on Website content
• Errors or omissions in content
• Unauthorized access to your data
• Third-party conduct on the Website
• Any other matter relating to the Website

Maximum Liability

If liability is found despite the above limitations:

The total liability of MuminMed.com and Abdul-Muumin Wedraogo shall not exceed:

💰 The greater of:

• $100 USD
• The amount you paid to us in the past 12 months (if any)

Jurisdictional Limitations

Some jurisdictions do not allow:

• Exclusion of certain warranties
• Limitation of liability for incidental or consequential damages

In such jurisdictions:
The above limitations may not apply to you, or may apply only to the extent permitted by law.

Your Assumption of Risk

By using MuminMed.com, you acknowledge and accept that:

⚠️ Internet transmission is not completely secure
⚠️ No website is completely free from errors
⚠️ Content may become outdated
⚠️ You use the Website at your own risk
⚠️ You are responsible for implementing safeguards
⚠️ You should not rely solely on Website content for important decisions

11. Indemnification

Your Agreement to Indemnify

You agree to defend, indemnify, and hold harmless:

• MuminMed.com
• Abdul-Muumin Wedraogo
• Our affiliates, partners, and service providers
• Our respective officers, directors, employees, and agents

From and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

1. Your use of the Website
   
   • Violations of these Terms
   • Violations of any laws or regulations
   • Infringement of third-party rights
2. Your content submissions
   
   • Comments, posts, or other user-generated content
   • Copyright or trademark infringement
   • Defamation or privacy violations
3. Your conduct
   
   • Interactions with other users
   • Misuse of the Website
   • Unauthorized access attempts
4. Third-party claims
   
   • Claims brought by others based on your actions
   • Claims related to your use of our content
   • Claims arising from your purchases through affiliate links

Indemnification Process

If a claim arises:

1. We will notify you of the claim
2. You will cooperate in the defense
3. You will pay all costs and damages
4. We reserve the right to assume exclusive defense
5. You will not settle without our written consent

Survival

This indemnification obligation:

• Survives termination of these Terms
• Applies even after you stop using the Website
• Is in addition to any other remedies available to us

12. Termination

Termination by You

You may terminate your use of MuminMed.com at any time by:

• Simply discontinuing use of the Website
• Unsubscribing from email communications
• Deleting your account (if applicable)
• Requesting data deletion per our Privacy Policy

Termination by Us

We reserve the right to:

🔒 Suspend or terminate your access immediately
🔒 Without prior notice or liability
🔒 For any reason or no reason
🔒 At our sole discretion

Grounds for termination include:

• Violation of these Terms of Service
• Abusive or harmful behavior
• Fraudulent activity
• Legal requirements
• Protection of our rights or others’ rights
• Discontinuation of the Website

Effects of Termination

Upon termination:

❌ Your right to access the Website immediately ceases
❌ All licenses granted to you are revoked
❌ You must destroy any downloaded or cached content
❌ We may delete your account and content
✅ Provisions of these Terms that should survive (liability limitations, indemnification, etc.) continue to apply

No Refunds

If any fees were paid (for premium features, if applicable):

• Termination does not entitle you to refunds
• Fees are non-refundable except as required by law
• Unused portions of paid services are forfeited

13. Changes to Terms

Our Right to Modify

We reserve the right to modify these Terms at any time for reasons including:

• Changes in legal requirements
• New features or services
• Business practice updates
• User feedback
• Security improvements
• Clarifications or corrections

Notice of Changes

Material Changes:

• Notification via email to registered users
• Prominent notice on the Website
• Reasonable time to review before the effective date
• Opportunity to object and discontinue use

Minor Changes:

• Update to “Last Updated” date
• Posted revised Terms on Website
• No individual notification

Your Acceptance

Continued use of MuminMed.com after changes constitutes:

• Acceptance of the modified Terms
• Agreement to be bound by new provisions
• Waiver of objections to changes

If you disagree with changes:

• Discontinue use of the Website
• Contact us with concerns
• Exercise termination rights

Version History

We maintain:

• The current version is always available on this page
• “Last Updated” date for transparency
• Previous versions available upon request

14. Governing Law and Dispute Resolution

Applicable Law

These Terms shall be governed by and construed in accordance with:

Primary Jurisdiction:
The laws of the Republic of Ghana, without regard to conflict of law principles.

International Compliance:
Where applicable, international laws and conventions may apply, particularly regarding:

• Intellectual property (WIPO treaties)
• E-commerce (UN Convention on Electronic Communications)
• Data protection (GDPR for EU users, CCPA for California users)

Jurisdiction and Venue

Exclusive Jurisdiction:
You agree that any legal action or proceeding arising from these Terms or your use of MuminMed.com shall be brought exclusively in:

Courts of Ghana:

• The High Court of Ghana
• Located in Accra, Greater Accra Region
• Or other competent Ghanaian courts as appropriate

You consent to:

• Personal jurisdiction in Ghanaian courts
• Venue in Accra, Ghana
• Waiver of objections to jurisdiction or venue

Dispute Resolution Process

Step 1: Informal Resolution

Before initiating formal proceedings, you agree to:

1. Contact us with your dispute: contact@muminmed.com
2. Provide details of the issue and desired resolution
3. Engage in good-faith negotiations for 30 days
4. Attempt to resolve the matter amicably

Step 2: Mediation (Optional)

If informal resolution fails:

• Either party may propose mediation
• Mutually agreed mediator
• Good faith participation
• Costs shared equally
• Non-binding recommendations

Step 3: Formal Proceedings

If mediation fails or is declined:

• Proceed to arbitration or court as outlined below

Arbitration Agreement (Where Applicable)

For disputes under $10,000 USD:

You agree to binding arbitration:

• Conducted by a mutually agreed arbitrator
• Located in Accra, Ghana (or online if agreed)
• Following the rules of the Ghana Arbitration Centre
• The arbitrator’s decision is final and binding
• Limited grounds for appeal

Arbitration Procedures:

• Each party pays its own attorney fees
• Arbitration costs split equally (unless arbitrator decides otherwise)
• Discovery limited to essential information
• Hearing conducted efficiently
• Decision rendered within 90 days when possible

Exceptions to Arbitration:

• Small claims court actions (if qualified)
• Injunctive relief for intellectual property
• Emergency situations requiring immediate action

Class Action Waiver

YOU AGREE THAT:

❌ Disputes will be resolved individually, not as a class action
❌ You waive the right to participate in class actions
❌ You waive the right to act as a class representative
❌ Arbitrator cannot consolidate multiple parties’ claims
❌ You may opt out of this waiver (see below)

Opt-Out Procedure:

• Send written notice within 30 days of first using the Website
• Email: contact@muminmed.com
• Subject: “Class Action Waiver Opt-Out”
• Include your name and email address.
• Opting out doesn’t affect other Terms provisions

Limitation Period

Statute of Limitations:

Any claim arising from these Terms or use of the Website must be filed within:

⏰ ONE (1) YEAR from the date the cause of action arose

Claims filed after this period are permanently barred.

International Users

If you access MuminMed.com from outside Ghana:

• You are responsible for compliance with local laws
• These Terms remain governed by Ghanaian law
• Local consumer protection laws may provide additional rights
• Courts in your jurisdiction may not enforce all provisions

15. General Provisions

Entire Agreement

These Terms, together with:

• Privacy Policy
• Affiliate Disclosure
• Cookie Policy
• Any additional posted guidelines

Constitute the entire agreement between you and MuminMed.com regarding use of the Website, superseding any prior agreements.

Severability

If any provision of these Terms is found:

• Illegal, invalid, or unenforceable by a court
• That provision will be modified to the minimum extent necessary
• Or severed if modification isn’t possible
• The remaining provisions remain in full force and effect

Waiver

Our failure to enforce any right or provision does not constitute a waiver of:

• That right or provision
• Future enforcement of the same provision
• Enforcement of other provisions

No waiver is effective unless:

• Made in writing
• Signed by an authorized representative

Assignment

You may NOT:

• Assign or transfer these Terms
• Delegate your obligations
• Transfer your rights to others

We may:

• Assign these Terms to affiliates
• Transfer rights to successors
• Delegate obligations to service providers

Assignment becomes effective:

• Upon notice to you (if required)
• Automatically in business transfers

Force Majeure

We are not liable for failure to perform due to circumstances beyond reasonable control, including:

• Natural disasters (earthquakes, floods, fires)
• War, terrorism, or civil unrest
• Government actions or regulations
• Internet or telecommunications failures
• Strikes or labor disputes
• Pandemics or health emergencies
• Acts of God

During force majeure events:

• Performance obligations are suspended
• We will resume performance when possible
• No liability for delays or non-performance

Relationship

These Terms do not create:

❌ Partnership between you and MuminMed
❌ Joint venture relationship
❌ Employment relationship
❌ Agency relationship
❌ Franchise relationship

You are an independent user of the Website with no authority to bind MuminMed.com.

Headings

Section headings are for convenience only and do not:

• Affect interpretation of Terms
• Have legal or contractual effect
• Limit or expand provisions

Language

These Terms are written in English.

If translated into other languages:

• English version controls
• Translations are for convenience only
• English version prevails in disputes

Electronic Communications

You consent to:

• Receive communications from us electronically
• Electronic notices satisfying legal notice requirements
• Contracts formed electronically are legally binding

We may communicate via:

• Email to your provided address
• Notifications on the Website
• Updates to posted policies

Survival

The following provisions survive termination:

✅ Intellectual Property Rights
✅ User Content License
✅ Disclaimers and Limitations of Liability
✅ Indemnification
✅ Governing Law and Dispute Resolution
✅ General Provisions

California Users – Section 1542 Waiver

If you are a California resident:

You waive California Civil Code Section 1542, which states:

“A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”

Third-Party Beneficiaries

No third parties are beneficiaries of these Terms except:

• Our affiliates and service providers (for indemnification)
• Successors and assigns (if assignment occurs)

No other person has the right to enforce these Terms.

16. Contact Information

Questions About These Terms?

If you have questions, concerns, or disputes regarding these Terms of Service:

📧 Legal Inquiries: cotact@muminmed.com
📧 General Questions: contact@muminmed.com
📧 Abuse Reports: contact@muminmed.com
📧 DMCA Notices: contact@muminmed.com

Response Time:
We aim to respond to all legal inquiries within 7-10 business days.

Feedback and Suggestions

We welcome your input on:

• Ways to improve these Terms
• Unclear provisions
• User experience concerns
• Feature suggestions

Feedback can be sent to: feedback@muminmed.com

Important: Unsolicited ideas or suggestions become our property without compensation.

Acknowledgment and Acceptance

BY USING MUMINMED.COM, YOU ACKNOWLEDGE THAT:

✅ You have read and understood these Terms of Service
✅ You agree to be bound by these Terms
✅ You meet the eligibility requirements (18+ years old)
✅ You will comply with all applicable laws
✅ You understand the disclaimers and limitations
✅ You accept the risks of using the Website
✅ You have the authority to enter into this agreement

IF YOU DO NOT AGREE TO THESE TERMS:

❌ Do not access or use MuminMed.com
❌ Do not create an account
❌ Do not submit any content
❌ Do not subscribe to communications

Summary of Key Terms

For quick reference:

📋 18+ Only – Must be an adult to use the website
📋 Educational Purpose – Not medical advice, not a healthcare provider relationship
📋 Copyright Protected – All content owned by MuminMed unless noted
📋 User Conduct – Be respectful, no spam, no illegal activity
📋 Affiliate Links – We earn commissions on some purchases
📋 No Warranties – Website provided “as is” without guarantees
📋 Limited Liability – Not liable for damages beyond $100
📋 Ghanaian Law – Governed by the laws of Ghana
📋 Arbitration – Individual dispute resolution, no class actions
📋 Changes Allowed – We may update Terms with notice
📋 Contact Us – contact@muminmed.com for questions

Thank you for taking the time to read and understand these Terms of Service. Your compliance helps us maintain a valuable resource for the nursing community.

Abdul-Muumin Wedraogo, BSN, RN
Founder, MuminMed.com and wadrago.com
Registered Nurse, Ghana Health Service

Document Information:

• Version: 1.0
• Effective Date: January 5, 2026
• Last Updated: January 5, 2026
• Next Review: January 5, 2027

Quick Links:

• Home
• About Us
• Privacy Policy
• Affiliate Disclosure
• Cookie Policy
• Disclaimer
• Contact